Important additional insurance

Through optional additional insurance you can enlarge your insurance protection and close the gabs in coverage of the basic insurance. The health insurance – additional insurance companies include ambulant and stationary treatments and procedures in different health care sectors. Above all, the dental treatments can not be comprehensively covered unless with supplementary insurance, but also the financial risks in case of illness, for example by restricted continued payment of wages, can be minimized. Especially for the ambulant sector, there are several reasonable additional insurance, by which more detailed considerations is worthwhile.

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Supplementary insurances

The basic insurance only covers legally regulated services for medical treatment and under no circumstances the whole health spectrum together with health care .This is why it is recommended to choose a supplementary insurance in a health insurance scheme in order to prevent the existence of coverage gaps.For exammple in case of a hospital stay only the basic insurance is guraranteed.This is the reason why health insurance schemes offer supplementary insurances which cover seperate hospital rooms, treatment through the chief doctor or freedom to choose the doctor.A supplementary insurance could also be useful in case of dental care , screening and financial security in sickness cases.Do not forget the cost recovery for health care as well in order to minimize the sickness risk from the beginning.

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The Health Care System in Switzerland

The health care system is very complex, since it is shaped on the one hand by legally regulated basic insurances and on the other hand by voluntary complementary insurances. Concerning what insurance is to adopt the services, we already elaborated on in the guidebook. Furthermore, the health care system is imprinted with the interests of various responsibilities. Political as well as economic aspects ought to be harmonized in the sense of a functioning health care. In addition, the health care companies possess a certain freedom of choice, but also you, as an insured individual, affect the services you´re entitled to as well as the premiums assessed for that.

In order to be optimally insured, and to keep the costs of which within reasonable limits, it is of benefit to know the structure of the health care system. Alongside of which, an acquaintance with the possible measure in the case of illness is of benefit to your health. Since there are various conventional and alternative methods of treatment, many of which are covered in the basic insurance packet. There are many arguments for combinations of these on first seeming contradictory approaches. In the field of pharmaceutical products, there are some things which you ought to know. Through an accurate choice of medicine by you or your doctor, costs reductions are possible, from which the entire health care system profits.

Health Care System Basics – Introduction to the Swiss health care system

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Partnering for Health: A Parent’s Perspective

Sara’s one-hour surgery took three and a half hours. The doctor’s promise of “no pain” was a lie. The promise of “only one incision” was, too. The “four-hour easy recovery” actually involved 24 hours in ICU. We are only home now because we have life support equipment.

Sara’s mad at us, but she’ll get over it. I even expect her to smile again soon. But for now, every time a family member comes to visit her, Sara simply must tell them all about her hospital visit, making full use of her hoarse voice and her cutest pout.

As for the family, we’re hoping that the vagus nerve stimulator (VNS) surgery proves to be the promised cure for seizures. The VNS is like a pacemaker, stimulating a nerve in the neck, and we’ve heard that many patients with intractable seizures have benefited from this device.

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Health, Vitality, and Courage

During the dark years that followed my diving accident, I deviated from my wholesome eating habits. This deviation was partly due to my limited control over my diet, as I lived in a hospital or a group home. It was also due to my reduced health-consciousness. Largely disgusted with life, I was proportionally hedonistic and suicidal. I sought consolation in gustatory pleasure at the risk of undermining my health. To be more precise, I often overindulged my fondness for fatty and savory foods or sweet ones, with the result that I gained weight and lost my edge – that is, part of my vitality. This loss was ominous. It took a wealth of vitality to accept and overcome the difficulty of attaining happiness. The more I was devitalized and consequently weak, the more I was likely to be daunted by this difficulty.

Devitalization was the worst form of impoverishment. In a state of weakness, it was tempting to deny that happiness was possible or worth the effort and choose the easy option: idleness and carelessness or death. I never gave in to this morbid temptation, but my overindulgence in fatty and savory foods or sweet ones caused my vitality to lessen and my depression to worsen, thereby reinforcing my hedonistic and suicidal tendencies. I had entered a vicious circle, or rather a downward spiral that led to hell.

Fortunately, before it was too late, I became disgusted with my way of life, as opposed to life itself. I was less a victim of circumstances than a fool who brought about his own misery, on account of his negative attitude and self-destructive behavior. I began my uphill journey to wisdom and health.

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